How to replace lost or damaged Capitec Bank Card

How to replace lost or damaged Capitec Bank Card

Losing your bank card or having it damaged can be a stressful experience, but it’s essential to act swiftly to protect your financial well-being. In this comprehensive guide, we’ll walk you through the step-by-step process of replacing your lost or damaged Capitec bank card, covering all aspects of the procedure, including the costs, delivery times, and even how to block your card to prevent unauthorized transactions. By following these steps, you’ll regain control over your finances and ensure that your funds remain secure.

Reporting a Lost or Stolen Card

If you find yourself in the unfortunate situation of losing your Capitec bank card, or worse, if it’s stolen, it’s crucial to take immediate action. Reporting the loss will prevent unauthorized transactions on your account and protect your financial assets.

Contact Capitec Client Care

Reporting a lost or stolen card is a priority, and Capitec understands the urgency of such situations. You can contact Capitec Client Care at 0860 10 20 43, and this service is available 24 hours to assist you. By reaching out to them, you can swiftly initiate the process of replacing your card and securing your account.

Blocking Your Card via USSD

You can also take immediate action to block your personal banking card using the USSD (Unstructured Supplementary Service Data) feature on your mobile phone. Here’s how you can do it:

  1. Dial *120*3279# on your mobile phone.
  2. Choose option 7, which is “Manage Cards.”
  3. Select the specific card you want to block.
  4. Opt for option 1, “Stop card.”
  5. You’ll be asked to provide a reason for stopping the card.
  6. Enter your mobile banking PIN to confirm the blocking.

This process ensures that no one can use your lost or stolen card for unauthorized transactions. It’s a quick and effective way to safeguard your funds.

Blocking Your Card via WhatsApp

Another convenient method for blocking your Capitec bank card is through WhatsApp. You’ll need to save the following number on your phone: 067 418 9565. Here’s how you can use WhatsApp to block your card:

  1. Open WhatsApp and send a message saying “Hello” to the saved number.
  2. You will receive options for stopping your card.
  3. Choose the appropriate option, and follow the instructions to block your card.

This method provides flexibility, as many people are familiar with using WhatsApp for communication.

Replacing Your Capitec Card

Once you’ve taken the necessary steps to block your lost or stolen card, the next step is to replace it. Capitec makes this process simple and convenient.

You can replace your Capitec card by visiting any Capitec Bank branch. When you arrive at the branch, a helpful consultant will assist you in the card replacement process. They will guide you through the necessary paperwork and ensure that your new card is linked to your account.

Costs for Replacing Your Capitec Card

It’s natural to be concerned about the costs associated with replacing your Capitec card. Capitec bank currently charges R70.00 for the card replacement. This fee covers the service and delivery costs involved in issuing a new card.

Additionally, if you need a PIN reset, it will cost R10.00 when conducted at a Capitec bank branch.

Delivery Times for Your New Card

You might be wondering how long it will take to receive your new Capitec card after ordering it. Typically, Capitec bank aims to deliver your new card within 3 to 5 working days from the date of your order. This timeframe ensures a quick turnaround so that you can regain access to your banking services promptly.
Personal Loans in Cape Town
Where to Withdraw Capitec Cash Send

Need Assistance or Having Trouble?

If you encounter any issues during the process of replacing your Capitec card or need further assistance, don’t hesitate to reach out to Capitec’s customer support team. They are readily available to help and can provide guidance on any challenges you may face. Here are some ways to contact them:

  • Online Chat Feature: You can use the online chat feature available on Capitec’s official website to connect with a customer support representative.
  • Phone: You can give them a call at 087-575-9404 or, if you’re calling from overseas, use the international number +2711-371-3711.
  • Visit a Branch: If you prefer face-to-face assistance, you can visit one of Capitec’s branches. To find the nearest branch, you can utilize Capitec’s branch locator tool on their website.

In conclusion, if you’ve lost or damaged your Capitec bank card, there’s no need to worry. By following the steps outlined in this guide, you can quickly block your lost or stolen card, order a replacement, and ensure the security of your account. Capitec strives to make this process as straightforward as possible, allowing you to regain control over your finances without unnecessary stress. Your funds will remain safe and accessible with the help of Capitec’s efficient card replacement service.


Related Posts